CHANGES
Things are definitely going to change around here. I spent the entire morning balancing my checkbooks and getting my financial records in order and it occurred to me that I’m really not earning enough money. Between the no insurance diabetic supplies and the miscellaneous, surprise expenses and repairs I’ve had this year, I realized that I’m just barely scraping by! Just to be sure, I prepared some budget sheets and wrote down all of my expenses and income and, sure enough, it showed that I’ve been consistently spending more than I’m making! I think that just shocked me. I’ve never kept a budget before, but I think it’s clear I need to start. I guess, in your mind, it’s really easy
to think everything is going well, but when you actually see it written down on paper it’s another story! I had gathered up all my receipts and I’d forgotten about all the meals I’d eaten out and all the times I paid ATM fees just to be able to get ten or twenty dollars. Then my car needed all these little repairs. All the receipts were there to remind me though! I feel lucky that I realized this now so I can stop wasting money and start putting it toward all the trips I want to go on!